Safeguards5 min read

Crash protection: what happens when the market gaps

Sharp, fast drawdowns behave differently from ordinary volatility. How to define rules that de-risk before a decline becomes a disaster.

Ordinary drops versus crashes

A crash is a fast, correlated decline where usual diversification stops helping. Rules tuned for calm markets often trigger too late in these conditions.

Crash protection works on thresholds — a percentage move over a short window — rather than on slow-moving averages.

De-risking rules

Typical patterns: halt new entries when a threshold move is detected, reduce exposure in steps rather than all at once, and require a stabilisation period before re-entering.

Stepped reduction is usually better than a single exit — it protects capital without guaranteeing you sell the exact low.

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Gaps and overnight risk

Equities and ETFs can gap through a stop overnight. Position sizing, not the stop level, is what limits damage in that scenario — assume your stop may fill worse than planned.

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My Metric Trade Editorial

Published 22 July 2025

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